When a foreclosed property sells for more than what was owed, the remaining balance may belong to the former owner. Many people never relize these funds exist. We assist former property owners nationwide and work with licensed legal professionals when required by state law.
Many Former property owners across the United States are unaware that money may still be owed to them after a foreclosure sale. Our team researches surplus funds nationwide.
"Free Surplus check - takes less than 15 minutes."
- No obligation. Information kept private. -
Do you have unclaimed funds?
we review public foreclosure records
We determine whether surplus funds exist
We help you recover the funds through the proper process

When a property is foreclosed and sold at auction:
the mortgage is paid first
When a foreclosure sale takes place, the first priority is paying off the remaining mortgage balance, along with certain legal and court-related costs associated with the foreclosure process.
Liens may be paid
If there are additional liens on the property, such as unpaid property taxes, HOA dues, or judgment liens, those obligations may also be paid from the sale proceeds after the mortgage is satisfied.
Any remaining balance may belong to the former owner
If money remains after all debts and liens tied to the property are satisfied, the remaining surplus funds may legally belong to the former homeowner or other entitled parties.
They are unaware
IMany former property owners simply do not know that foreclosure surplus funds may exist after the sale of their property.

The process can be confusing
Recovering these funds may require reviewing court records, identifying the correct foreclosure case, and filing proper paperwork with the court.
Many People Never Claim These Funds
Despite the fact that funds may be available, many individuals never claim them.
Court filings may be required
In many cases, a formal petition or claim must be filed with the court that handled the foreclosure. This process can involve reviewing case files, confirming eligibility, and submitting documentation.
Check If Funds May Be Available
If you previously owned a property that went through foreclosure, there is a chance that surplus funds may still be waiting to be claimed.
"Helping one person once at a time, to have afresh start!".
After losing my house. You gave me a fresh start, recovering over $78,000.00! pay off credit cards, money in the bank, attend wedding in Florida for my granddaughter.
Helping Former Property Owners Recover Funds They Didn't Know Existed. At RJ Enterprises we assist former property owners in identifying and recovering surplus funds that may remain after a foreclosure auction. Many people are unaware that money may still be owed to them after their property is sold.
.- research records
- guide the recovery process
- work with professionals when needed

When a property in Illinois goes through foreclosure, it is sometimes sold at auction for more than the amount owed on the mortgage and legal costs. When that happens, the extra money is called foreclosure surplus funds. Many former homeowners are surprised to learn that these funds may still belong to them—but the process of locating and claiming them can be confusing.
In Illinois, surplus funds are typically held by the court or county clerk after the foreclosure sale is finalized. While some records are public, identifying whether funds exist—and determining if you are eligible to claim them—often requires knowing where to look, what case records to review, and how to interpret foreclosure filings.
The good news is that many people have funds waiting for them and simply don’t know it yet. A quick check of foreclosure records may reveal whether money is being held in your name or connected to a past property.
Rather than spending hours digging through court filings and legal documents, you can start with a quick review to see if your propperty many qualify.
.- Hidden Funds After Foreclosure
- Check Illinois Court Records
- See If You Qualify

When a home in Florida goes through foreclosure and is sold at a public auction, the property may sometimes sell for more than the total debt owed on the mortgage and legal costs. When that happens, the extra money is called foreclosure surplus funds, and in many cases the former homeowner may have a legal right to claim those funds.
In Florida, foreclosure surplus funds are typically held by the county court or clerk of court after the foreclosure sale is completed. While the information may be public, finding out whether funds exist often requires reviewing foreclosure case records, auction results, and court filings tied to the property.
Many people never realize they may have money waiting because the process of searching records and understanding foreclosure documentation can be confusing. Without knowing exactly where to look or how to interpret the information, potential funds can go unclaimed.
If you previously owned a property that went through foreclosure in Florida, it may be worth taking a closer look to see whether surplus funds were generated from the sale.
.- Auction May Create Surplus
- Check county Court Records
- See If funds exist

When a property in Texas goes through foreclosure, it is often sold at a public auction on the courthouse steps. In some cases, the property may sell for more than the amount owed on the mortgage and foreclosure expenses. When this happens, the extra money is known as foreclosure surplus funds.
In Texas, the proceeds from a foreclosure sale are generally applied in a specific order. First, the mortgage lender is paid, along with certain legal and foreclosure-related costs. If there are additional liens against the property, those may also be paid from the sale proceeds.
If money remains after these obligations are satisfied, the remaining surplus funds may belong to the former property owner or other eligible parties. However, many people never realize this money may exist.
One reason surplus funds often go unclaimed is that the process of identifying them can require reviewing foreclosure records, trustee sale information, and legal filings tied to the property. Without knowing exactly where to search or what documents to review, it can be difficult to determine whether funds are available.
If you previously owned a property that went through foreclosure in Texas, it may be worth checking to see whether surplus funds were generated from the foreclosure sale.
.- Courthouse Auction Sales
- Excess Proceeds Possible
- Check Trustee Sale Records

When a property in California is sold through foreclosure, the property is often auctioned to pay off the outstanding mortgage balance. But what many homeowners don't relize is that the Property can sell for more than what was owed.
When this happens, the extra money is called foreclosure surplus funds.
These surplus funds do not automatically go to the bank. In many cases, they legally belong to the former homeowner or other eligible parties. Unfortunately, thousands of Californians never claim these funds simply because they don't know they exist or they don't know where to look.
A foreclosure auction can attract investors or buyers who bid higher than the debt owed on the property. Once the mortgage, taxes, and legal costs are paid, any remaining balance becomes surplus funds.
These funds are typically held by the county, trusts, or court until a rightful claim is made.
If a property has been foreclosed, there may be surplus funds available to claim. Many homeowners are unaware that they may still be entitled to this money years after the foreclosure.
A few factors that determine eligibility include:
- Whether the property sold for more than the debt owed
- Who is legally entitled to the remaining funds
- The county or trustee holding the surplus
Because the process can vary by county and foreclosure type, many people never realize they have money waiting for them.
If your property went through foreclosure in California, you may be entitled to claim funds that were left over after the sale.
click the link below to check if you have foreclosure surplus funds waiting to be claimed in California
Quick California surplus Facts
- Foreclosure auction surplus
- Funds held by trustee
- Claim may still exist
Because the process can vary by county and foreclosure type, many people never realize they have money waiting for them.

Name
Phone
Former Property Address
County / State
Year of Foreclosure
.- Submitting this form does not obligate you to anything. We simply review public records to determine wether funds may exist.
- guide the recovery process
- work with professionals when needed

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If you believe funds may exist from a foreclosure sale, feel free to reach out. We are happy to review the situation and point you in the right direction.
Email:
Phone:
1N131 county Fram Road, Winfield, IL. 60190
monday: 9am - 5pm
tuesday: 9am - 5pm
wednesday: 9am - 5pm
thursday: 9am - 5pm
friday: 9am - 5pm
saturday: 9am - 1pm
Sunday - closed
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